Business Insurance
Fort Myers, Cape Coral, Naples, Port Charlotte, Sarasota, Tampa and Punta Gorda, Florida

Whether your business is large or small, we have the insurance products to meet your needs.  Every business is unique so we identify ways to properly insure the hazards of your business.  As business owners ourselves, we understand the special protection businesses need to prosper.

We offer:

Loss Control Programs
With our insurance company partners, we can evaluate your business' current conditions and recommend ways to lower property, auto, workers' compensation or liability losses.  Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Quick Claim Response
When you do have a claim, you need fast, fair service.  As independent agents we work to make that happen.  That's why we only represent companies with excellent records for settling claims fairly and promptly.

Competitive Rates

Many of the insurance companies we represent specialize in insuring specific types of businesses or industries offering special coverage and pricing.  To see if your business qualifies for one of these specialty programs, contact us for more information.

For a business, many different types of insurance exist, including property insurance, liability, commercial auto, workers compensation, group health, life, disability income, "key man" insurance and others.

Below are some of the more common types of coverage available, however this is not a complete list and as always, we recommend you contact us to thoroughly review the needs of your business.

Workers Compensation Insurance
Fully Insured
Self Insured
Dividends Program
Experience Mod Analysis & Reviews
Safety & Loss Control Planning
Claims Management
Audit Assistance
Drug Free Workplace Programs
Return to Work Policies

Liability Insurance
Product Liability
Professional Liability
Pollution  Liability                                       
Umbrella Liability
Directors and Officers Liability
Liquor Liability
General Liability
Employment Practices Liability
Cyber Liability
Garage Liability

License Bonds
Sales Tax Bonds
Utility Bonds
Mortgage Broker
MVD Bonds
Contractor License
Court Bonds
Surety Bonds
Fidelity Bonds
Payment Bonds

Property Insurance
Buildings of all types, ages & occupancies               
Business Personal Property             
Boiler & Machinery
Installation Floater
Business Interruption

Inland Marine Insurance
Contractors Equipment
Builders Risk
Jewelers Block
Property in Transit
Computer Equipment
Bailee & Fine Arts

Commercial Auto Insurance
Fleet or Non Fleet
Non Owned Auto

Business Life Insurance Disability & Benefits
Disability Insurance
Key Man Coverage
Funding of Buy-Sell Agreements
Group Benefits


Contact us today for more information!


Take a look at the Small Business Owners Insurance Guide for Consumers published by the State of Florida!