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Home > Blog > September is National Preparedness Month
WEDNESDAY, SEPTEMBER 9, 2015

September is National Preparedness Month

September is National Preparedness Month


Do you and your family have a plan in the event of an emergency? Does your Business?


Ready.gov has guidelines for creating a readiness plan and building a disaster kit for emergencies that could help your family and your community.


 


Business:

PLANNING

The planning process should take an “all hazards” approach. There are many different threats or hazards. The probability that a specific hazard will impact your business is hard to determine. That’s why it’s important to consider many different threats and hazards and the likelihood they will occur.

Strategies for prevention/deterrence and risk mitigation should be developed as part of the planning process. Threats or hazards that are classified as probable and those hazards that could cause injury, property damage, business disruption or environmental impact should be addressed.

In developing an all hazards preparedness plan, potential hazards should be identified, vulnerabilities assessed and potential impacts analyzed. The risk assessment identifies threats or hazards and opportunities for hazard prevention, deterrence, and risk mitigation. It should also identify scenarios to consider for emergency planning. The business impact analysis (BIA) identifies time sensitive or critical processes and the financial and operational impacts resulting from disruption of those business processes. The BIA also gathers information about resources requirements to support the time sensitive or critical business processes.

This information is useful in making informed decisions regarding investments to offset risks and avoid business disruptions.



Family:

PLAN FOR YOUR RISKS

There are actions that should be taken before, during and after an event that are unique to each hazard. Identify the hazards that have happened or could happen in your area and plan for the unique actions for each.  Local Emergency management offices can help identify the hazards in your area and outline the local plans and recommendations for each. Share the hazard-specific information with family members and include pertinent materials in your family disaster plan.

Find out from local government emergency management how you will be notified for each kind of disasters, both natural and man-made. You should also inquire about alert and warning systems for workplace, schools and other locations. Methods of getting your attention vary from community to community. One common method is to broadcast via emergency radio and TV broadcasts. You might hear a special siren, or get a telephone call, or in rare circumstances, volunteers and emergency workers may go door-to-door.

Get more information about Warning Systems & Signals.

Depending upon the nature of the emergency and your circumstances, one of the first important decisions is whether to stay where you are or evacuate. You should understand and plan for both possibilities. Learn more about Evacuation & Sheltering In Place.

Learn more about specific hazard types, including natural disasters, technological and accidental hazards, and terrorist hazards.


 


Posted 1:32 PM

Tags: fort myers business insurance, fort myers insurance, personal lines, homeowners insurance
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