Hurricane Preparedness 2016
As you know, June 1st marks the beginning of Hurricane Season and forecasters are already watching a potential system near the Bahamas. As we prepare and review our company disaster recovery plan, we want to take this time to remind you that you should begin to prepare yours as well.
If you do not have one for your family or business, follow this link to Florida Emergency Management "Get A Plan" page to get you started.
The last hurricane to strike Florida was Wilma in October 2005 and the graph below displays all the activity we have had since then.
As we have with prior hurricanes, we will work hand-in-hand with your insurance company and emergency team of adjusters should we have a storm. Our office will be open as soon as possible after the storm passes and our staff is prepared to work extended hours to assist you in the claims process. We strongly encourage you to report your claim directly to your insurance company to expedite the process. A list of carriers and phone numbers for reporting your claim is posted on our website.
Please review your insurance coverage and limits or contact us for assistance. If you need any additional coverage, please call us today (see reminder about binding restrictions). Both commercial and personal policies exclude flood damage, which is defined as rising water, tidal surge, and tidal wave. A separate policy is necessary to properly insure for this coverage. If you do not have flood insurance, please feel free to call us for a quotation.
*Please note there is a 30-day waiting period when increasing flood limits or purchasing a new policy.
We would like to remind you that when a tropical storm or hurricane approaches within certain geographical coordinates, we are prohibited from increasing coverage, adding new coverage, or binding new policies with any of our companies including the National Flood Insurance Program and Citizens Property Insurance Corporation.
To assist you in your personal preparations, we have gathered some helpful resources on hurricane preparedness on our Disaster Relief Page of our Website.
From your team at Premier Insurance Corp.
Be prepared and be safe.