It is time for year-end reviews. Is your insurance coverage included on the review list? If not, it should be. Use this insurance checklist as a starting point to review your policies and address any gaps in your coverage, as well as potential cost savings.
If you have any categories of less common insurance, do not forget to check those policies as well.
Liability (Personal & Business)
Commercial Auto Insurance
A common thread to saving money under all of the insurance categories is to shop around. The lowest price does not always mean the best service, product, or advice. An experienced Agent can make a world of difference in how much you pay and making sure you are getting what you need. You may find a better deal, or at the very least find leverage you can use to negotiate a better deal with your existing insurer.
Even if you make no changes at all, at least you have reviewed your policy and you feel confident in your coverage. Your peace of mind is worth it.