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Premier Insurance attends legislative meetings in Tallahassee to discuss pending changes to legislation on healthcare and insurance.

Legislative UpdateTallahassee, FL- January 2017


Premier Insurance attended the annual Day on the Hill with the Florida Association of Health Underwriters this past week.  This event invites the state’s most reputable agents/ agencies to meet with local legislators and act as a resource for vetting new legislation and bridging the gap between that legislation and the effects to local business and their employees.

 

There are over 30 pieces of insurance legislation that have been filed so far this session, and we expect to see many more.  The bills address all manners of insurance- health, property casualty, auto, workers compensation, and general liability. We know that our clients expect expert guidance and meaningful advice, so attending events like this keeps us on the fore front of changes.  We were invited to be in Washington DC next month to do the same on a national level, and we are honored to be attending. 

 

This year was an exceptional visit.  There is still so much unknown about the current administration’s policies, what changes will be made, and the timelines associated with them.  As no concrete information has yet been released, it is hard to predict a course of action.   The legislators we met with are anticipating more control being returned to the states to manage insurance, and we feel this is a good thing if done correctly.

 

Regarding Health Insurance specifically, as it is usually the second largest line item expense a business has, we wanted to make sure we  took advantage of what many are calling a “do over” with regards to the Affordable Care Act repeal/replacement.  As we met with our local representation in Tallahassee, we were discussing several issues that will positively impact the situation, but most importantly:

 

  • Reducing the cost of care- this is THE driver behind insurance premiums and a key issue to making insurance affordable
  • Supporting pricing transparency- getting the consumer the tools to do so, and creating a “free market” for medical care when choice is an option
  • Prescription Drugs- cost and coverage and legislation
  • Insurance reforms- creating policies that provide appropriate coverage options
  • Patient Protections- making sure that the end users of this policy are protected from unexpected costs and monetary barriers to care.

We will have more concrete answers after our visit to Washington DC next month.  We have been invited to the table at a national level to have our experience put to good use in crafting new policy and we will be communicating that information with you first hand when we return.  Stay tuned!

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